Not everyone has a credit card and not everyone has a lot of cash available to put up front for a big trip. For this reason, programs like Affirm exist – to give you the opportunity to book a trip of a lifetime, and to pay it off over a time that’s comfortable for you.
FINANCING WITHOUT A CREDIT CARD
CheapAir.com partnered with financing company Affirm to allow you to finance your future trip by making simple monthly payments. The difference between using a regular credit card and Affirm is that Affirm tells you if you qualify in real time through a soft credit check (which does not affect your credit score), you will see three loan term options (3, 6 or 12 months), and exactly how much your monthly payment will be under each option based on the interest rate.
WHAT IS AFFIRM ?
Affirm offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay. Affirm is quick and easy, safe and secure, and it creates a seamless checkout process. You can make payments through their app or set up automatic payments every month. I’ve used Affirm in the past and the latter is really true, it’s easy, transparent, and most importantly safe. You can find out more on CheapAir.com’s FAQ.
I am a proponent of the idea of traveling by any means necessary – even if that means borrowing money. Experiences, at the end of the day, are priceless. I like the fact that programs like Affirm exist and partner with airline companies to give you the ability to purchase something that will leave you with lifelong memories and emotions. With that said, it is extremely important to be smart with your decisions. Taking out a loan is not something you should do on impulse. Think it through, have a plan and a budget in check. By no means am I encouraging you to take out loans for all your trips – but try it once. Stay disciplined. Get motivated. Work hard and next time travel without borrowing any money !
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